Bicycles and Technology 18.04.2025 · 12:34

Riding an E-Bike Without a Helmet: Beware, Shared Fault in Accidents Possible!

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Riding an E-Bike Without a Helmet: Beware, Shared Fault in Accidents Possible!

Although speeding on two wheels with electric assistance is becoming increasingly popular, there is still a debate hotter than the summer in Graz: helmet yes or no? Especially for e-bike riders, the Supreme Court (OGH) in Austria has now made a landmark decision. And it might really get you thinking if you plan your next joyride without a helmet.

The OGH Ruling: Going Helmetless Could Get Expensive

In spring 2024, the OGH ruled that e-bike riders who are not wearing a helmet and get involved in an accident may be assigned partial fault for their injuries. Sounds dry at first, but it's hugely important:

  • What does shared fault mean?
    Shared fault is the portion of the cause of the accident that the judges assign to you. In other words: if you ride without a helmet and crash, your insurance may reduce the coverage for treatment and compensation costs because you should have worn a helmet.
  • E-Bikes = not just kid’s toys
    The OGH emphasizes that e-bikes—especially those providing assistance above 25 km/h—are not “low-powered vehicles,” but closer to bicycles with serious risk. Therefore, wearing a helmet is considered a protective measure similar to that for mopeds.

This signals that anyone riding an e-bike should take responsibility for their own safety seriously. Leaving your helmet behind risks that insurers will refuse to cover a percentage of the costs after an accident.

The ÖAMTC Warns: Helmets Are No Fashion Accessory

The Austrian Automobile, Motorcycle and Touring Club (ÖAMTC) welcomes the ruling and stresses how sensible helmets are, especially for e-bike riders. Their advice:

  • Always wear a helmet—even on short rides in the city.
  • Choose certified, well-fitting helmets—style matters, but safety matters more.
  • Don’t think “I can't crash on something small”: E-bikes are faster than classic bikes and can lead to serious falls in unexpected situations.

The ÖAMTC also shows insured riders how to stay well protected in case of damage: “Helmet is a must for your head; otherwise, it’ll just get expensive in case of an accident.”

Our BIKEGRAZ Takeaway for You

Sure, wearing a helmet can sometimes be uncomfortable—you might sweat under it or find it somewhat lame-looking. But believe us: your head is not a helmet-free zone—and the OGH ruling makes it absolutely clear that the responsibility lies with you. So better grab a stylish helmet than be hanging your head later over the damage.

Ride safe, ride with a helmet—that’s what you owe your drivetrain!

Your Turn Now!

Show us your coolest helmet selfie from Graz on Instagram or Bluesky and use the hashtag #HelmAufMitBIKEGRAZ—because safety is just more fun together!

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